Closing borders, quarantine, and closing restaurants and shops, are all actions that lead businesses to bankruptcy and people to poverty. Small and medium businesses that are the backbone of the European Union economy, with around 57% of the total value-added in GDP, are particularly vulnerable today. Today SDK.finance is announcing free access to the core technology for 1 year. We offer all financial institutions with a valid license in Ukraine, EU, and UK to acquire our software without any leasing payments for the next year. By postponing the software payment until the market recovers, financial companies can decrease transaction fees for businesses and businesses can make discounts to customers. That is how all of us together, as a society, will help each other protect ourselves from this economic crisis. At the end of this grace period, a client can decide to rent the software or purchase it with the source code. We will still charge for the additional software development and the cost of servers. This offer is valid until the end of 2020 only

With the end of cash, fraud prevention and cyber-security in all forms and social-engineering hack prevention will become as important as ever. The huge volume of transactions and data behind that will turn Machine Learning from a buzzword to the must-have functionality for all payment providers. With the aim to protect people from a disease we can expect significant changes in the way we operate with public devices such as ATMs, card-readers, PIN-panels, biometrics, and even how we operate with our own smartphones. Needless to say, ATMs and PIN-panels are not biology-safe anymore and this is a chance for NFC and RFID technologies because they can reduce the risk of spreading infections. Even traditional biometric devices such as fingerprints or short-range iris-scanner could be replaced with alternatives, such as mid-range identification and communication technologies. Currently, the whole cycle of identification and confirmation of an account holder is a big challenge for business process designers and infrastructure owners. With the growth of online delivery services and e-commerce, we expect that such a sci-fi process as Machine2Machine payments turns from theory to reality.  For SDK.finance, as a payment technology vendor, the new era is a huge technology challenge and opportunity at the same time. With the API-first paradigm, Machine Learning, Contactless technologies, and the strong engineering team, we are ready to meet the highest standards of the future. Challenge accepted